Critical Illness

Body

Critical illness insurance pays out when one of the specified critical illnesses occurs. For example, following a heart attack, stroke, cancer or some other specifically defined critical illness.

Cover is for a set term, which may be equal to a mortgage term, or for when children have grown up, until retirement, or until another life stage milestone is achieved. It may be worth considering having one policy for a set term to cover the mortgage and another that will provide money to help provide for your different lifestyle if a serious illness happens.

Most people choose a lump sum to be paid out. There is the option of receiving the payout as a set income over the term remaining, which is often a lower-cost option.

Warning Text

IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
THE POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT.
THE VALUE OF THE INVESTMENT CAN GO DOWN AS WELL AS UP AND YOU MAY NOT GET BACK AS MUCH AS YOU PUT IN.

Testimonials

What were the circumstances that caused you to look for a financial adviser?

Me and my partner were thinking of buying a property and as first time buyers, we needed someone to advise us on the process and find us the best mortgage for our money.

How did Basma Mohamed help you?

Basma was always on hand to help whenever we needed it, whether it be just a simple question or more complex issues that needed to be dealt with. She helped navigate us through the whole process of buying a property and sorting our insurance cover on top of this - the whole process couldn't of been smoother!

Have you seen the outcome you were hoping for?

Yes

Review from verified client

What were the circumstances that caused you to look for a financial adviser?

I was made redundant on my previous job. I wanted to have abit of security so I looked into income protection, incase it happens to me again.

How did Basma Mohamed help you?

Very professional Firstly I wanted to say thank you for sorting out my Income protection. I had a great experience, the process was very smooth and had no problems at all. I definitely will be recommending Mortgage Theory to anyone.

Have you seen the outcome you were hoping for?

I've very happy with the outcome.

What could they have done better?

Basma has found me the best protection to suit me.

Review from verified client

Please provide a brief comment about your experience with Basma

Best way to explain my experience with Basma is through.....she understands the tricky market conditions and provides clear and concise advise easy to absorb.

First impression from a user who is not yet a client

Please provide a brief comment about your experience with Basma

Basma is a true professional. Always exceeding my expectation. If you want peace of mind professional service, she is the one. I will use her services for life. Will never leave her.

First impression from a user who is not yet a client

What were the circumstances that caused you to look for a financial adviser?

Mortgage

How did Basma Mohamed help you?

Gave us the correct guidance and advice. Finding us the right service. Always thwre to assist no matter the time of day.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

form.antibot { display: none !important; } You must have JavaScript enabled to use this form.

Body

Warning Text

Related Links

Testimonials

Request a Call Back

Sign in and Welcome back

Lost your password?

New Password

Sign up

Sign in and
Welcome back

Lost your
password?